Owning a car provides you a sense of independence. However, buying a car in Illinois is not easy when you have a bad credit score. The good news is that there are now options for people who want to finance a car with bad credit. As a bad credit and good credit car and truck dealer in IL Ds Auto Imports offers several bad credit financing or leasing options for people who are burdened with a very bad credit history, such as bankruptcy, repossession, no credit, foreclosure, and stolen identities to name a few.
Before heading to any bad credit car dealer in Springfield or Central IL, you should first get your credit report and credit score. Everyone can get a credit report from the major credit bureaus each year. The report shows all the credit accounts, loans, leases, and mortgages from the past to the present. It also shows details that include late payments missed payments, bankruptcies, repossessions, and a lot more.
Do you live in or near these Illinois cities? Lincoln, IL – Peoria, IL – Bloomington, IL – Normal, IL – Champaign, IL – Urbana, IL – Danville, IL – Decatur, IL – Springfield, IL – Taylorville, IL – Jacksonville, IL – Belleville, IL – Fairview Heights, IL – Litchfield, IL – Alton, IL – East Saint Louis, IL – Effingham, IL – Carbondale, IL and other Downstate Illinois towns and cities, if so, you may be entitled to even higher approval priority!
Unfortunately most of the other car dealers look only at your credit score, which is also known as a FICO score. The score summarizes the credit history. A good or prime score is between 680 and 700. A score below 640 is subprime. A score below 500 is known as a really bad credit score. More often than not, people with a bad credit score have difficulty qualifying for auto leases and auto loans on quality cars and trucks.
Here’s some Good News, leasing to own a late model quality car or renting to own can be accomplished easily with no credit check and no credit score required from a few helpful car dealerships, this is actually available now at Ds Auto Imports with their Lease To Own Fresh-Start-Program. Ds wants to help good people that have had bad breaks get their credit re-established with a nice car or truck in their driveway!
You should know what to expect before going to a so called “bad credit car dealer in Illinois”. When getting a bad credit car loan, you will typically be asked to pay a much higher interest rate and higher down payment when you are financing your new car or truck. You may also experience a higher cost for full coverage insurance which will be required by the auto lender.
Contact Ds Auto Imports to find out what they have to offer and why so many folks in Springfield IL and Central IL with low credit scores are driving late model nicer cars! That way you will know what type of financing is available for someone in your unique situation. It will also save your time by not applying at unappreciative dealerships that will not approve your car loan.
Ds Auto Imports specializes in providing financing for people who have a hard time looking for affordable car loans. At Ds , you will not be turned down because of bad credit. They provide flexible financing or leasing plans with payment schedules that will suit your needs. Their lease to own plans allow you to drive better quality vehicles. And best of all, they don’t charge any interest on your lease!
At Ds Auto Imports, a bad credit score doesn’t have to matter. We are a bad credit and good credit car dealership in IL who will not even check your credit score in many situations. Ds will mostly look at your income, references, and stability to help determine the payment arrangement that you can best afford. We provide the best programs for people with a bad credit history or even no credit history. And, because you are not dealing directly with the lender, Ds Auto Imports can use their own credit leverage to help you with a payment amount that you will be more affordable!
Lease To Own with No Interest or Finance with Low Interest Rates
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Fast Easy Financing as Low as 2.99% with Approved Credit*